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Social Security Disability Insurance (SSDI) benefits are only available to individuals who are unable to work due to a disabling condition and have a sufficient employment history. One of our dedicated Social Security disability attorneys can advise you on whether you meet the eligibility requirements for SSDI benefits in Parkersburg.
Even eligible individuals often have their initial claims denied by the Social Security Administration (SSA). Technical deficiencies and minor errors commonly cause denials that could have otherwise been avoided.
Unlike other forms of government disability compensation, SSDI is limited to direct monthly payments. SSDI is meant to be a form of wage replacement for individuals who are no longer able to work as the result of a disability.
The amount of monthly benefits available will vary depending on the claimant’s prior work history. The SSA evaluates a person’s work history by measuring his or her work credits to calculate the compensation to which he or she is entitled. Full-time employees can earn up to four work credits every year. In general, workers with more work credits will receive a higher monthly benefit than those with fewer credits.
Under limited circumstances, family members of disabled individuals may also receive SSDI benefits. A claimant’s spouse who is 62 years of age or older could recover benefits if they are caring for a child that is under the age of 16 or disabled. These benefits could even extend to an ex-spouse if the marriage lasted at least 10 years. SSDI benefits in Parkersburg could be available to a biological or adopted child as well if he or she is younger than 18 or disabled.
For some people, SSDI benefits last for years. Others are eligible for shorter periods of time. In general, the SSA will revoke disability benefits if they determine that a claimant’s physical condition has improved to the point that his or her impairment no longer prevents him or her from maintaining gainful employment. The SSA routinely reviews the circumstances of beneficiaries to determine whether SSDI benefits are still warranted. When recipients of SSDI benefits can prove that they are still disabled, the compensation could continue for years.
There are circumstances where the government will rescind benefits for someone who is still disabled. For example, individuals sentenced to prison or who are incarcerated for more than 30 days could have their benefits cut off.
There is a hard deadline for SSDI benefits that affects everyone in Parkersburg and elsewhere. Once a claimant reaches the full retirement age, they are no longer eligible for SSDI benefits. However, upon reaching one’s full retirement age, a claimant can transition to Social Security retirement benefits for the rest of his or her life.
You might be surprised at the SSDI benefits you are entitled to receive. Depending on your work history and family situation, these benefits could relieve much of the financial burden you may be facing.
Pursuing SSDI benefits in Parkersburg on your own carries a lot of risks. To ensure you get the most out of your claim, call our firm today and discuss your options.
Jan Dils, Attorneys at Law