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The Social Security Administration (SSA) estimates that about five and a half percent of North Carolina’s population depends on Social Security benefits for part or all of their monthly income. Unfortunately, many applications for these benefits are met with denials, making it crucial to submit a comprehensive and accurate claim the first time around.
If you want to increase your chances of receiving benefits from the SSA, hire a Charlotte Social Security lawyer who can help you make the most of this claims process. There are plenty of ways that applicants who are unfamiliar with SSA regulations can hinder their own chances of obtaining benefits, and help from a seasoned attorney is often key to effectively navigating potential roadblocks.
Disabled individuals may seek benefits through the SSA’s Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs. SSDI benefits are reserved for individuals who have earned “work credits” – the requisite number of which depends on the applicant’s age at the onset of his or her disability – by contributing to FICA Social Security taxes from their work income. The amount of SSDI benefits someone receives is generally based on the average monthly income he or she earned while still employed.
On the other hand, SSI is a needs-based Social Security program meant for disabled individuals in need of financial assistance. Applicants for SSI must generally have extremely limited income or none whatsoever, as well as less than $2,000 in assets – or less than $3,000 in assets for married couples. An attorney in Charlotte can explain in greater detail how these Social Security programs work and assist with every stage of the application process.
Unfortunately, the SSA rejects the majority of all the initial applications it receives, largely due to missing information or disputes regarding the severity of an applicant’s disability. There are multiple steps to appealing a denied Social Security claim, all of which can be challenging to complete without the professional help and guidance of an attorney.
In some situations, overcoming a claim denial is as simple as correcting a small error or providing more information to the SSA, and a Social Security lawyer in Charlotte can help applicants accomplish these corrections in a timely fashion. However, if it becomes necessary to escalate a claim further through the appeals process, dedicated legal counsel can advocate on a claimant’s behalf through reconsideration, a hearing before an Administrative Law Judge, an Appeals Council review, or even a hearing before a federal court.
Despite how crucial Social Security benefits can be in the lives of those that need them, the process of applying for and ultimately receiving these benefits is unfortunately complicated and full of obstacles. A qualified and compassionate Charlotte Social Security lawyer from our firm can be your lifeline from start to finish during your benefits application. Call Jan Dils, Attorneys at Law, today to learn more about what our team can do for you.
Jan Dils, Attorneys at Law