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Social Security is one of the most innovative safety nets that the government ever enacted to protect the American people. It is a form of retirement savings since the government withholds money from each paycheck, but it also provides disability coverage for those who are unable to have gainful employment.
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are the programs that protect disabled people who cannot work to support themselves. SSI is income-driven, helping people regardless of whether they have been gainfully employed. SSDI is not income-driven but is only available to people who have been gainfully employed recently and for a long enough time to trigger coverage.
Both SSDI and SSI require that a person have a medical condition preventing them from being able to work. The national SSDI attorneys at Jan Dils can represent you in any city or state. When you are looking for a Sacramento Social Security Disability Insurance lawyer, call us and learn how we can be of service.
While disability payments help millions of Americans who cannot work, getting approved for benefits can be tough. To be eligible, an applicant must demonstrate that he or she has a medical condition that prevents them from working. It is not enough that the disability prevents someone from doing the job they had before the medical condition — it must prevent them from any substantial gainful activity. Furthermore, the disability must last a year or longer, or be expected to result in death.
The Social Security Administration (SSA) does not limit the medical conditions that can qualify as disabilities. The only requirements are that the condition be long-term and prevent someone from working. However, the more serious the condition, the greater the likelihood of approval. Examples of conditions that can impact someone’s ability to work include:
The problem with the above standard is that doctors can often only give their opinions about an applicant’s medical condition. The SSA sometimes disagrees with those medical opinions and they may initially deny a claim.
However, an initial denial does not mean a person is ineligible for SSI or SSDI. There is an appeals process where applicants can request a reconsideration Following a reconsideration denial, a hearing may be requested and having an experienced attorney at a hearing is crucial. An SSDI lawyer can help someone in Sacramento, CA with the initial application or represent him or her during an appeal.
When people apply for disability, they should apply for both SSI and SSDI programs. The SSA screens each application for potential eligibility and forwards the application to the local California Disability Determination office.
SSDI is an income replacement program for recently employed people. While working, employees contribute money to this program through automatic paycheck withholding. The benefit amount depends on several factors, including the person’s employment and pay history.
SSI is more of an actual safety net. It protects people with disabilities who are unable to support themselves. To qualify, applicants must meet asset and income requirements. Plus, if the applicant qualifies for SSDI, those payments will count towards income. The higher a claimant’s SSDI benefit amount is, the less likely they will be eligible to receive an SSI benefit amount.
Navigating the disability landscape can be complex. An SSDI attorney representing applicants in Sacramento can provide insight and even lead the appeals process if a claim has been denied.
SSI and SSDI are supposed to be there for people who need them. However, it is not always easy to prove your case to the SSA. Let a Sacramento Social Security Disability Insurance lawyer help you with all aspects of this task. We offer free consultations to anyone in the country who needs help, so contact us for more information.
Jan Dils, Attorneys at Law