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American Heart Month and Cardiac Claim Denials

American Heart Month and Cardiac Claim Denials
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The U.S. observed American Heart Month in February, to help raise awareness about heart disease and promote prevention. This is a good time to evaluate the reasons that so many cardiac disability claims to the Social Security Administration are turned down despite the patient’s and doctor’s evidence that they are serious, limiting conditions.

But what about those individuals who had their seemingly valid cardiac claim denied? These high-cost services frequently face resistance from insurance adjusters, but do not let that derail your case. If your claim has been rejected, you need legal advice from an SSDI attorney to start an appeal immediately.

Why Did My Cardiac Claim Get Denied?

When you have a chronic heart condition, your doctor may tell you to file for disability. Cardiac conditions are often life-altering and require patients to severely limit their activities. Despite that, the Social Security Administration (SSA) often denies cardiac disability claims just like they do with many other disabling diagnoses. The agency reports that most cardiac claims are denied for a few basic reasons:

  • Lack of medical evidence: The claim must contain detailed records showing ongoing, serious impairment. The impairment must be “long-term” and expected to last at least one year from the date of filing.
  • Failure to prove work limitation: The current SSA requirement is that you be unable to perform any substantial gainful activity, not just your previous employment. If you can perform any type of work, the SSA may not consider you “disabled.”
  • Failure to meet SSA “Blue Book” requirements: The SSA uses a catalog to define heart disorders. Your claim must be defined according to their listing requirements.

If your doctor has not carefully met the SSA restrictions, your claim could be rejected. In that case, you may be able to appeal based on the errors.

Why You Should Get Legal Assistance After a Cardiac Disability Claim Denial

While American Heart Month is a time to celebrate you and your family’s good health, when you are dealing with cardiac claim denials, it can be hard to feel festive. At Jan Dils Attorneys at Law, we understand what you are going through and we are here to advocate for your rights.

Our skilled SSDI lawyers could help you prevent a cardiac claim denial by ensuring comprehensive medical documentation is submitted with your claim, and so much more. We explain the appeals process and hold insurers accountable to policy terms by scheduling your free consultation right away.

Learn How We Can Help You with Your Cardiac SSDI Claim Denial

You have a limited amount of time to appeal a claim denial. A lawyer from Jan Dils Attorneys at Law can help ensure you get your appeal written and submitted on time. If you need other help with your claim, contact our office to discuss further.

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Jan Dils, Attorneys at Law

Jan Dils, Attorneys at Law
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