If You Qualify for Social Security, How Much Can You Receive?

If You Qualify for Social Security, How Much Can You Receive?

Social Security Disability Insurance (SSDI) provides benefits to those who are disabled and unable to work. To be eligible to receive this federal insurance, you must:

  • Meet the Social Security Administration’s definition of “disabled” – which includes being unable to engage in substantial gainful activity because of a medically determinable physical or mental disability that is expected to result in death or is expected to last continuously for 12 months or more.
  • Be insured under the program by paying FICA or SECA taxes over a certain number of years.

If you meet these two conditions, you may qualify for Social Security Disability Insurance, but the next question is: how much are you likely to receive? Our hardworking SSDI attorneys can provide some insight.

How Do I Begin the Application Process for SSDI Benefits?

If you become disabled and it is expected to last for at least one year or potentially end in death, you should consider applying for benefits. This process can take a long time and requires intensive documentation, so the sooner you start the application process, the better. We can guide you  through this complex and demanding process. Denials are common, but you do have the right to appeal. Our team provides value to your claim when we help you navigate the various possible paths of appeal.

How Much Does SSDI Pay?

To calculate SSDI benefits, you may go to www.ssa.gov/mystatement, login to your account, and check your benefits statement. This statement will show how much SSDI you will receive if you become disabled this year. The average SSDI payment as of 2024 is $1,537 per month, though workers whose income was higher in recent years may receive up to $3,822. Additionally, SSDI payments will be the same no matter which state you live in.

You will also be eligible for backpay, which addresses the months you were eligible for benefits but the application had not yet been approved.

Are SSDI Benefits Adjusted for Inflation?

The answer is yes! The Social Security Administration (SSA) factors in a Cost-of-Living Adjustment (COLA) every year. In 2024, the increase was 3.2%, which equals about $55 more per month, on average, for most Americans who are receiving SSDI benefits.

Talk to an Attorney About How Much You Could Receive in SSDI Benefits

If you have a disability that prevents you from working, we recommend checking if you are eligible for monthly payments from the SSA. Your payment amount will depend on several factors, including your disability and your most recent income level, among others, but the amount is inflation-adjusted every year. Talk to our team now and schedule a free consultation. You can talk to us from anywhere in the nation.

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Jan Dils, Attorneys at Law

Jan Dils, Attorneys at Law