Why does my health insurance carrier have a subrogation lien against my claim?

Even though you are not at fault for your injuries, your health insurance will pay for hour medical bills. It is important for you to obtain the necessary medical treatment right away and to keep your bills out of collection.

If you are compensated for your injuries, your heath insurance carrier has a right to be reimbursed what it paid for your accident related medical treatment (this is called subrogation)