Who Pays if I Am in a Crash With an Uber Driver?

Imagine you were just in a wreck involving a rideshare. One of your first thoughts may be to ask who pays compensation if you are in a crash with a Lyft or Uber driver. Rideshare services, which have revolutionized the way we travel, offer unparalleled convenience and accessibility, allowing you to secure a ride with just a few taps on your smartphone.

Services like Uber and Lyft offer many benefits to those who need a quick lift or have a disability that requires accommodations. However, these services also raise questions about insurance coverage liability in auto collisions.

What if I Am in an Accident While in an Uber?

If you find yourself in an Uber wreck, your first thoughts may be: What now? Who pays for these medical expenses? Who is liable for these damages?

Although laws concerning these matters can differ statewide, many states, including West Virginia, follow a standard procedure when establishing liability. The specific provisions laid out below are worth noting following a collision in a ride-share.

Insurance Requirements

Rideshare drivers must carry minimum liability coverage defined by each State’s law. This insurance typically includes property damage or bodily injury.

Uber’s Insurance Policy

Uber provides insurance coverage depending on a driver’s status at the time. Their coverage varies based on whether a driver was offline, online, or carrying passengers. For example, when a driver is online and available for rides but has not accepted a trip, Uber’s contingent liability coverage is in effect. This means that Uber’s policy may provide secondary coverage if a driver’s personal insurance does not cover an accident.

Personal Injury Claim

A person can file a claim against Uber and Lyft if he or she believes intentional negligence caused harm. Intentional negligence refers to a situation where a driver knowingly and willfully disregards the safety of others, leading to injury. This is a high legal standard to meet, and it will be vital to have an experienced car accident attorney while filing a claim.

Contact Us Today for Help in Getting Compensated for an Uber Driver Wreck

Our dedicated team of lawyers is here to provide you with the support and guidance you need when you are in a crash involving an Uber driver. Rideshare insurance claims can be complex, but with our insight, you can navigate through them with confidence.

Call our experienced Personal Injury team today or schedule your free consultation. You do not pay unless we win, so do not hesitate to reach out.