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To apply for disability, you must have a severe impairment or a combination of impairments that prevents you from performing substantial work for 12 months or longer or which is expected to result in death. “Severe” means the condition causes more than a minimal effect on your ability to work.
Most claimants have a combination of impairments, meaning they are alleging more than one disability. For example, someone can have a back condition, depression, anxiety, and COPD. One condition in and of itself might not be disabling, but the combination of limitations from all of those conditions can be debilitating.
The legal advocates from Jan Dils, Attorneys at Law, can help you navigate the Social Security Disability Insurance (SSDI) program and overcome its challenges. We understand that claimants don’t ask, nor do they want, to be disabled and are often financially unprepared to stop working. You do not have to do this alone, and we wouldn’t recommend doing it alone. Let our team help you obtain Charleston SSDI benefits.
When someone is approved for SSDI benefits, in Charleston and elsewhere, he or she also becomes eligible for Medicare coverage beginning 29 months after the onset of their disability. A Medicare recipient will have to pay monthly premiums and is responsible for ensuring that he or she is enrolled in the correct programs within Medicare for their specific needs.
When an applicant starts receiving SSDI benefits, certain members of their family may also qualify for auxiliary benefits. Specifically, benefits may be paid to their spouse, divorced spouse, biological and adopted children, stepchildren, dependent grandchildren, disabled children, and even adult children who became disabled before the age of 22.
Overall, family members may be eligible to receive up to 50 percent of their loved one’s disability benefits on a monthly basis. However, there is a limit to the amount the SSA can pay a recipient’s family, and it depends largely on their benefit amount and the number of family members who qualify on their records. The amount given to a recipient’s family will not affect the amount of benefits they get as a disabled worker.
The Social Security Administration is responsible for providing these benefits to those who have not reached their full retirement age but have qualifying disabilities and sufficient work credits. SSDI benefits are financed primarily by Social Security payroll, and financial transactions are handled through SSDI trust funds. It is considered legally separate from the Social Security retirement fund.
Our attorneys can help you understand Social Security disability laws to ensure you are utilizing all avenues available to you. If you suffered long-term harm in a personal injury accident and are now unable to work, we can advise you on how to begin the process of obtaining Charleston SSDI benefits and help with any necessary appeals in the event of a denial. Call our firm today to learn more about how we can help you.
Jan Dils, Attorneys at Law