Travel Insurance

Travel Insurance

POSTED BY devind . August 6, 2020

Travel Insurance Q&A

Before COVID-19, travel insurance may have been included in your credit card benefits. But if traveling abroad, it’s important to check with your car rental company (e.g., Italy mandates extra insurance). However, in the days of COVID-19, If you’ve ever wondered if you should buy travel insurance, look at where you’re going, how you’re getting there, and how much you’re spending on your trip. Let’s take a closer look at what travel insurance is built for. You may find your decisions more questionable. Was your flight cancelled (likely refundable), but are you ready to travel when air space is clear – despite the Centers for Disease Control and Prevention (CDC) advice?

Here are the pros and cons of domestic and international travel and why, at this particular time, you may prefer opting for travel insurance:

Domestic Travel

Q. Can visiting family and friends increase my chances of spreading COVID-19?

A. Yes. Travel increases your chances of getting and spreading COVID-19. Before you travel, learn if COVID-19 is spreading in your local area or in any of the places you are going. Traveling to visit family may be especially dangerous if you or your loved ones aremore likely to get very ill from COVID-19. People at higher risk for severe illness need to takeextra precautions. For more considerations see the webpage Coronavirus in the United States—Considerations for Travelers.

International Travel

Q. Should I avoid traveling internationally?

A. Yes. The CDC recommends that you avoid all nonessential international travel because of the COVID-19 pandemic. Some healthcare systems are overwhelmed, and there may be limited access to adequate medical care in affected areas. Many countries are implementing travel restrictions and mandatory quarantines, closing borders, and prohibiting noncitizens from entry with little advance notice. Airlines have cancelled many international flights and in-country travel may be unpredictable. If you choose to travel internationally, your travel plans may be disrupted, and you may have to remain outside the United States for an indefinite length of time.

The CDC also recommends all travelers defer all cruise ship travel worldwide.

Q.What can I expect when departing other countries?

A. Some countries are conducting exit screening for all passengers leaving their country. Before being permitted to board a departing flight, you may have your temperature taken and be asked questions about your travel history and health.

Q. What can I expect when arriving to the United States?

A. Currently, travel restrictions and entry screening apply only to travelers arriving from some countries or regions with ongoing spread of COVID-19. [Note: U.S. policies are subject to change as the COVID-19 pandemic evolves.]

You may be screened when you arrive in the United States. After your arrival, take the following steps to protect yourself and others:

  1. Stay at home and avoid contact with others. Do not go to work or school for 14 days.
  2. Monitor your health for 14 days. Take your temperature with a thermometer twice a day and monitor for fever. Also watch for cough or trouble breathing.
  3. Keep your distance from others (at least six feet or two meters). This is referred to as “social distancing.”

Check CDC’s Coronavirus Disease 2019 (COVID-19) Travel webpage to find the current travel health notice level for your international travel.

Q. When can I return to work after international travel?

A. All international travelers should stay home for 14 days after their arrival into the United States. At home, you are expected to monitor your health and practice social distancing. To protect the health of others, do not go to work for 14 days.

Jan Dils, Attorneys at Law, claims no knowledge of the legalities that will ensue as COVID-19 changes our litigation in these unprecedented times. But know that we have over 25 years of experience negotiating the ebbs and flows. This is not the time to put your Personal Injury claims on hold. We are here to help. Please don’t hesitate to contact Jan Dils, Attorneys at Law, at 877-526-3457 or jandils.com. You can also fill out this form and we will respond to you shortly. We don’t take “NO” for an answer ®.

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