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Many people do not realize that even though they are receiving Social Security Disability Insurance (SSDI) benefits, they are still allowed to work part-time. The only stipulation is that your earnings do not exceed a certain amount set by the Social Security Administration (SSA) called the substantial gainful activity (SGA) limit. In 2020, the SGA limit is $1,260 per month or $2,110 if you are a blind recipient. The SSA periodically adjusts the SGA to reflect inflation.
Pros and Cons of Working When Applying for Benefits
Qualifying for SSDI can be a long process, so if you are able to earn an income it can help you make ends meet until you receive the benefit payments. In addition, working can give you a sense of purpose and help you recover mentally from your injuries and disability.
One con of working part-time while applying for SSDI is that it may make it more difficult to be approved if your disability is not a clear-cut case. A claims examiner may believe that you are capable of working full-time if you are working at all. If you are able to pay your bills without working while you wait for SSDI benefit approval, it may be to your benefit.
Legal Guidance from Jan Dils Attorneys at Law
If you have suffered an injury or illness that has left you disabled, you may be overwhelmed for multiple reasons, including trying to navigate the SSDI benefits application process. The attorneys at Jan Dils Attorneys at Law have unique qualifications in all areas of disabilities, as we have helped hundreds of people receive the benefits they need and deserve. If you have questions or need legal guidance with your SSDI application, call us at 877.526.3457. Or if you’d prefer to contact us online, fill out this form and we will respond to you shortly.
Jan Dils, Attorneys at Law