Category: Car Accidents

Is SSDI Taxable

Is SSDI Taxable?

Is Social Security disability benefits (SSDI) Taxable?

Now that tax season has arrived, you might be wondering if you’re required to pay taxes on your Social Security disability benefits (SSDI).

The answer is, it depends on how much income you have. If you have another source of income in addition to your SSDI, your benefits may likely be taxed. If you are single and you make more than $25,000 annually or a married couple filing jointly with a combined income of more than $32,000 annually, a portion of your SSDI will likely be subject to taxes.

In addition, a large lump sum of SSDI backpay can bump your income up enough for the year in which you receive it that you might have to pay more taxes on it than you would otherwise. For that reason, you can apply the SSDI benefits owed from past years to previous tax returns, which will lower your income for the year you receive the larger payment. You can learn more about this here, or consider consulting a CPA.

If you have additional questions about Social Security benefits, or if you’d like to learn more about filing a Social Security disability claim, feel free to contact us anytime at 877.526.3457. We have an experienced team of West Virginia Social Security Disability attorneys, and one of our representatives will be happy to answer your questions. Or if you’d prefer to contact us online, please fill out this form and we will respond to you shortly.

Tiny Houses for Homeless Veterans

Tiny Houses for Homeless Veterans

Here at Jan Dils, Attorneys at Law, we are committed to promoting the well-being of local Veterans. We work hard to ensure our clients who are filing disability claims receive the financial support they deserve, and we’re always happy to see others in our community reaching out to Veterans, as well.

As the Parkersburg News and Sentinel reports, Operation Jackson County Veterans Inc. is on a mission to provide support to homeless Veterans. The organization is building tiny houses for homeless Veterans to live in while awaiting a more permanent housing option.

The project, funded by Home for Good, has access to 17 acres of land on which to build five houses. The tiny houses are intended to provide an alternative to hotels, which are often expensive, and shelters, which may be untenable for some Veterans for a number of reasons.

The organization held several fundraisers, including bike night, poker runs, T-shirt sales and more to raise additional funds for the project. Money was donated by local residents, and local businesses provided space for the fundraisers.

The organization’s president, Vaughn Anderson, is himself a combat Veteran who recognizes the importance of providing a stable and peaceful home for Veterans, especially those suffering with PTSD.

For more information on filing a Veterans Disability claim, please feel free to give us a call anytime at 877.526.3457. One of our representatives will be happy to answer your questions. Or if you’d prefer to contact us online, please fill out this form.

Some Doctors Are Cashing in on Personal Injury Suits

Some Doctors Are Cashing in on Personal Injury Suits

As the Wall Street Journal recently reported, some doctors are beginning to see personal injury lawsuits as an opportunity to make big bucks.

How are they doing this? By treating patients who believe they were wrongfully injured by another party, then deferring payment until after the suit is settled, hoping the patient will win and can pay them a large fee from the damages awarded.

In some cases, this may work out great for both the patient and the doctor. But for the patient, it’s a risky strategy. It may seem enticing to defer payment rather than pay a big medical bill up front or rely on insurance, which may not cover all the doctors or procedures you want or need. But if you fail to win your case, you can be left with a significant amount of debt.

If you have medical insurance and it covers the care you need, it is advisable to use it, rather than hope for a payout from a lawsuit.

In personal injury cases, it’s required that you demonstrate your injuries are the result of the other party’s actions or negligent inaction. This can sometimes be quite complicated, and it is extremely helpful to seek legal advice.

If you’d like advice on filing a personal injury claim, feel free to contact us anytime at 877.526.3457, and one of our representatives will be happy to speak with you. Or if you’d prefer to contact us online, please fill out this form and we will respond right away.

SSA Phone and Email Scams

SSA Phone and Email Scams

Social Security Administration (SSA) Phone and Email Scams

We’ve all heard about the many different phone and email scams that seem to be all around these days. Whether it’s someone telling you you’ve won the lottery or you’re past due on an important payment, unscrupulous individuals have all kinds of tactics for trying to get your money or your sensitive information. And unfortunately, that includes posing as Social Security employees.

Often, you’ll receive an email or phone call in which someone supposedly from the Social Security Administration (SSA) claims they need information like your bank account or social security number in order to issue you a refund, or because a computer error related to your account needs to be corrected.

In order to avoid being taken advantage of, do not immediately provide personal information by email or by phone. Instead, call your local Social Security office, or call the SSA at 800.772.1213 and ask if your information is actually required.

Learn more about these and similar scams from the SSA here and from the FBI here.

If you have additional questions about Social Security benefits, or if you’d like to learn more about filing a Social Security disability claim, feel free to contact us anytime at 877.526,3457. We have an experienced team of West Virginia Social Security Disability attorneys, and one of our representatives will be happy to answer your questions. Or if you’d prefer to contact us online, please fill out this form and we will respond to you shortly.

WTAP Changes

WTAP Changes

Over the last several months, local television stations have been making federally mandated changes to their towers, resulting in a change of frequency for the stations. This may impact West Virginia residents who rely on an antenna to watch local stations like WTAP.

On February 3, WTAP switched frequencies to comply with federal mandates. While this doesn’t impact those who view the station via cable or satellite, those who use an antenna have been affected.

If you are one of these viewers, you will need to rescan your television set or converter box in order to be able to view as usual – this is something your cable or service provider does for you if you use cable or satellite.

To rescan, take the following steps:

  1. Select auto-tune or scan from your television set or converter box.
  2. Your TV will complete the process after you do this. It typically takes a few minutes to complete.

If you experience difficulties, you can read more here or contact the Federal Communications Commission’s hotline at 888.225.5322.

Five Signs of Nursing Home Neglect

Five Signs of Nursing Home Neglect

Any time a loved one enters an assisted living facility or nursing home, we want the peace of mind that comes with knowing they’re well cared for. And while the majority of facilities do provide good care, there are some unfortunate situations in which that’s not the case. What are some signs to look out for that may alert you that a loved one has been abused or neglected?

Physical condition

Pay attention to your loved one’s physical condition. If their hygiene is not up to their usual standards, or if they seem to be experiencing health issues that may stem from improper nutrition, this could mean there has been some degree of neglect.

Living conditions

Nursing homes and assisted care facilities are required to ensure that living conditions are clean and safe. If that’s not the case, it could be a red flag.

Emotional and psychological condition

Be aware of your family member’s mental health. If they seem to be struggling, it could be the result of emotional abuse or neglect on the part of the healthcare providers.

Difficulty moving around

Of course, mobility is often difficult for those living in a nursing home. But a sudden or noticeable decline in mobility may be a sign that their healthcare providers are not providing them with sufficient exercise and activity to maintain muscle tone, improve balance and more.

Injuries

Again, it’s certainly possible that an injury can be benign. But if the injury is severe or unexplained, it could indicate that something more is going on. It could be the case that the family member has suffered physical abuse. Or, it’s possible that the healthcare providers are not assisting residents with daily activities as much as they should, and residents may be attempting to do things for themselves that they are not well enough to do.

If you or a loved one has experienced nursing home abuse and you would like legal advice, feel free to contact our team of West Virginia personal injury attorneys anytime at 877.526.3457. Or if you’d prefer to contact us online, please fill out this form and we will respond right away.

Social Security Disability Insurance (SSDI)

Does my Health Insurance Affect SSDI?

How Does SSDI Affect Healthcare Coverage?

If you receive Social Security Disability Insurance (SSDI) or you’re considering filing a claim for your disability, you probably have questions about how receiving SSDI will affect other benefits like health insurance.

If you are approved for SSDI, you will also receive Medicare. However, there is a two-year waiting period before you begin receiving it, though there are some exceptions. You will become eligible for Medicare 24 months following the first month you were eligible to receive a monetary benefit from SSDI. Many times, this is a past month, allowing for some or all of this waiting period to be absorbed in the past.

There are also a couple of medical conditions that may qualify you to be exempt from the two-year waiting period, including end-stage renal disease and ALS.

During the two-year waiting period, you may apply for Medicaid through your state welfare office. Medicaid eligibility would be based on your household income.

If you have additional questions about Social Security benefits, or if you’d like to learn more about filing a Social Security disability claim, feel free to contact us anytime at 877.526.3457. We have an experienced team of West Virginia Social Security Disability attorneys, and one of our representatives will be happy to answer your questions. Or if you’d prefer to contact us online, please fill out this form and we will respond to you shortly.

January Golden Apple

January Golden Apple

Jan Dils Golden Apple Award

We here at Jan Dils, Attorneys at Law, are continually impressed by the talent and compassion demonstrated by so many local educators. For that reason, we feel it’s important to recognize outstanding educators with the Jan Dils Golden Apple Award.

January’s winner, Caitlin Stewart, is a first-grade teacher at Neale Elementary in Vienna, West Virginia. Caitlin has been teaching for six years, and parents are pleased by the fact that she takes the extra step of keeping them informed about students’ grades and progress in the classroom.

In an interview with WTAP, Caitlin said, “Some days are going to be really challenging, but you have to push through those days and look at the big picture of it and see how rewarding it can be. Each year there’s something special that happens that sticks with me and motivates me to be a better teacher.”

To learn more about Caitlin, watch her video interview here. And to nominate a teacher you know, click here.

Disability Benefits Lower My Pension

Will Getting Disability Benefits Lower My Pension

Will Getting Disability Benefits Lower My Pension?

If you are eligible for multiple benefits – like a pension and Social Security Disability Insurance (SSDI) – you might be wondering if one will affect the other. And in particular, you may be asking if receiving SSDI will lower your pension.

For the most part, government and private pensions don’t typically affect SSDI or the amount you’re able to qualify for in monthly SSDI payments. This is the case because these pensions are not shielded from Social Security taxes, so you’re able to receive them along with SSDI benefits.

However, some civil service retirement benefits, disability pensions, and long-term disability plans may affect your SSDI. In the majority of cases, though, you will be able to receive both your pension and your SSDI without one affecting the other.

If you have additional questions about Social Security benefits, or if you’d like to learn more about filing a Social Security disability claim, feel free to contact us anytime at 877.526.3457. We have an experienced team of West Virginia Social Security Disability attorneys, and one of our representatives will be happy to answer your questions. Or if you’d prefer to contact us online, please fill out this form and we will respond to you shortly.

Coronavirus Facts not Fear

Local Health Officials Prepared for Coronavirus

Preparing For the Coronavirus (COVID-19)

Public health officials in West Virginia have been preparing for the coronavirus (COVID-19) for weeks. Hospitals are following CDC recommendations and according to the West Virginia Department of Health and Human Resources, “no patients have been tested or are otherwise under investigation for the illness in the state.”

Kanawha County health officials already met Monday to plan for a potential spate of infections. And Tuesday, Beckley Mayor Rob Rappold held a symposium at City Council chambers for first responders and the general public and has assembled a response team. While health officials agree that it’s too early to know how this new virus will progress, they also stress that the risk to WV citizens is currently quite low.

West Virginia’s State Department of Health and Human Resources Secretary Bill Crouch and Governor Jim Justice were part of a conference call with Vice President Mike Pence on Monday. Gov. Justice has organized a roundtable discussion on Wednesday. Included in this event will be: leaders of the WVU and Marshall schools of medicine, State Department of Military Affairs and Public Safety, as well as the Office of Homeland Security and Emergency Services. Crouch said that WV already has one test kit on hand which can be utilized to test several hundred individuals, if necessary.

Current preventative guidelines are the same as those for any flu outbreak: wash hands thoroughly and frequently, cover your coughs and sneezes, avoid touching your eyes/nose/mouth frequently, regularly disinfect surfaces, keep a distance from others, and, most importantly – if you are sick, stay home.

Also, please do not overreact. It’s not a bad idea to stock up on just a couple weeks’ worth of groceries and household goods, but there is no need to purchase medical supplies such as face masks, respirators, goggles, and gowns. The World Health Organization warns that hoarding and misuse puts healthcare workers – and by extension, all of us – at greater risk.

You can stay informed by visiting the Centers for Disease Control and Prevention’s (CDC) Coronavirus Disease 2019 hub or subscribe to the CDC’s email and text subscription service for important updates.

stop-the-spread-of-germs

COVID-19 information from CDC.gov

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